about mba | faqs | company calendar | career opportunities | links | contact us

  
  Group Retiree Medical

Setting the Course for Retiree Medical Security    

 
Any Size Group  |  Less Than 20 Employees  |  Base Benefits  |  Optional Benefits
Enhanced Benefits  |  How Deductibles Work  |  Areas & Rates  |  Prescription Drug Plans
2012 Group Retiree Medical Plan Benefits

ANNUAL PLAN DEDUCTIBLE OPTIONS

$0 - $100 - $150 - $250 - $500 - $750 - $1000 - $1500 - $2000 - $2500 - $3000 - $4000

MEDICARE PART A
HOSPITALIZATION
Semi-private room and board, general nursing and miscellaneous services and supplies.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
First 60 days All but $1,156 $1,156 Part A Deductible $0 After You Have
Satisfied Your Annual
Plan Deductible
Days 61 through 90 All but $289 per day $289 per day
Days 91 through 150 (60 lifetime reserve days) All but $578 per day $578 per day
Additional 365 days $0 100% of Medicare
Eligible Expenses
Private Duty Nursing Benefits Available with Seniors Choice Optional Plans
SKILLED NURSING FACILITY
You must meet Medicare's requirements, including having been in a hospital for at least 3 days and entered a Medicare approved facility within 30 days after leaving the hospital.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
First 20 days All approved amounts $0 $0 After You Have
Satisfied Your Annual
Plan Deductible
Days 21 through 100 All but $144.50 per day Up to $144.50 per day
Days 101 and after $0 $0 100%
Additional Skilled Nursing Facility Benefits Available with Seniors Choice Optional Plans
BLOOD
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
First 3 pints $0 100% $0 After You Have
Satisfied Your Annual
Plan Deductible
Additional Amounts 100% $0
 
MEDICARE PART B
MEDICAL SERVICES
In or out of the hospital and Outpatient Hospital Treatment - All Part B services covered after Annual Plan Deductible has been satisfied and the co-payment amount has been paid. Medicare Part B deductible is included in the Annual Plan Deductible.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
First $140 of Medicare approved amounts $0 $140 *Co-pay After You Have Satisfied Your Annual Plan Deductible
Remainder of Medicare approved amounts 80% 20%
Part B Excess Charges - above
Medicare approved amounts
$0 100%
Medical Services Co-Payment Amounts by Service
Doctor's Office Visit per visit $10 Co-pay
X-rays or Lab Work in Doctor's Office per visit $10 Co-pay
X-rays or Lab Work in Outpatient Facility per visit $20 Co-pay
Outpatient Services per visit $20 Co-pay
Emergency Room Professional Services per visit (Non-Hospital Admission) $100 Co-pay
Durable Medical Equipment $10 Co-pay
*Co-payments apply after the Annual Plan Deductible has been satisfied
BLOOD
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
First 3 pints $0 100% $0 After You Have
Satisfied Your Annual
Plan Deductible
Additional Amounts 80% 20%
CLINICAL LABORATORY SERVICES
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
Blood tests for Diagnostic Services 100% 0% $10 After You Have
Satisfied Your Annual
Plan Deductible
 
MEDICARE PARTS A & B
HOME HEALTH SERVICES
Covered when provided by a Medicare certified Home Health Agency.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
Limited to reasonable and necessary
part-time or intermittent skilled care
100% $0 $0 After You Have
Satisfied Your Annual
Plan Deductible
Health equipment not limited to hospital beds, oxygen and medical supplies for use at home 80% 20%
At Home Recovery Benefits Available with Seniors Choice Optional Plans
FOREIGN TRAVEL EMERGENCY CARE
Benefits provided for Medicare approved expenses during first 60 days of a trip outside USA. After a $250 calendar year deductible, Seniors Choice Plan pays at 80%, up to $50,000 lifetime maximum.
All Medicare deductibles are included in plan deductible(s).
Co-payments apply after the Annual Plan Deductible had been satisfied.

Medical Coverage Underwritten by:
Guarantee Trust Life Insurance Company

Prescription Coverage Underwritten by:
Medco Containment Life Insurance Company

To download forms, click HERE to login.

about mba | faqs | company calendar | career opportunities | links | contact us

© 2007-2012, Merchants Benefit Administration, Inc. - All Rights Reserved